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Elijah Felice Rosales - The Philippine Star
March 1, 2026 | 12:00am
Maya, the financial technology venture of the PLDT Group, is improving its viability as a digital bank, booking a full-year profit for the first time in its three-year history.
Philstar.com / Irra Lising
MANILA, Philippines — Digital bank Maya booked a P1.7-billion profit in 2025 due to its expanding customer base and growing lending business.
Maya, the financial technology venture of the PLDT Group, is improving its viability as a digital bank, booking a full-year profit for the first time in its three-year history.
Maya succeeded in flipping its income through a series of product launches, luring consumers to transact with the platform for banking demands and digital needs.
Maya doubled the number of bank customers last year to 10.7 million. It has grown its deposit base to P68 billion as of end-2025.
Maya is becoming a lender of choice by millions of Filipinos as it disbursed P256 billion loans to three million borrowers, with the number shooting up by 95 percent on a yearly basis.
The fintech arm of PLDT is also leading in the card acceptance market, as it remains to be the largest merchant acquirer among digital banks.
PLDT also received a P716-million share in Maya’s profit, reversing the P1-billion loss recorded in 2024 and marking the first time it gained something from investing in the bank.
The largest Philippine telco holds a 39-percent stake in Maya, which is also co-owned by China’s Tencent, New York-based KKR & Co. Inc. and the World Bank’s International Finance Corp.
To sustain growth momentum, Maya is working with government agencies in introducing digital finance to Filipinos.
The bank was tapped by the Philippine Sports Commission as disbursement channel for athlete allowances and by the National Power Corp. as payment platform in off-grid areas.
Likewise, Maya partnered with more than 2,000 merchants for Maya Miles, its rewards program for credit card users. It also serves as a voting channel for entertainment shows like Miss Universe and Pinoy Big Brother.
PLDT chairman, president and CEO Manuel V. Pangilinan said Maya is growing rapidly and the bank is being eyed for an initial public offering in the United States by the second half.
Afterward, Maya plans to go public in the Philippines to complete what is a rare dual listing for a local entity.
