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Z-FACTOR - Joe Zaldarriaga - The Philippine Star
April 16, 2026 | 12:00am
Corruption in the Philippines is not due to the lack of laws. Corruption happens, and persists, because too much public money still moves through systems that ordinary Filipinos cannot easily see or understand, such as paper?based processes and decisions made behind closed doors. Recent scandals involving flood control projects have once again proven how costly these weaknesses are. Money that was meant to protect lives and communities was allegedly misused for personal gains, while procurement remained unclear and hard to scrutinize. More than the wasted funds, what hurts most for me as a Filipino is the growing feeling that so much money that could have been used for better purposes was wasted and on how our taxes are misused, especially at a time when every peso should matter.
Now that these issues have been brought to light, the way government funds are spent is under closer public scrutiny. But this moment also points to a deeper truth: punishing wrongdoing after the damage is done is not enough, in fact we are not even there yet. What the country needs is a better system, and one that makes abuse harder to commit in the first place.
Sen. Bam Aquino has proposed a measure aimed at doing just that. Senate Bill 1330, known as the Citizen’s Access and Disclosure of Expenditure for National Accountability (CADENA), puts forward a simple but powerful idea: make transparency part of the system itself- digital, consistent and open so that Filipinos can see where public money goes as it is being spent, not only long after it is gone.
Right now, budget transparency often comes in pieces. Information is scattered across different agencies and websites, released at different times, making it harder for ordinary Filipino taxpayers like me – who also happens to be a senior and obviously like many are challenged by technology – to understand or connect. CADENA offers a clearer way forward. It calls for a single digital budget portal that shows the full story of how public money is planned, approved, released, spent and audited. Every transaction is recorded in a clear, secure and traceable way, with dates and accountable officials identified so that citizens can see where our money truly goes.
This reform was earlier known to many as “Blockchain the Budget.” While CADENA has since evolved into a technology?neutral approach, that early idea revealed something important: our national budget records should be treated as permanent public records and not temporary paperwork. Once public money is recorded, those records should stay intact and remain visible, traceable and protected from being quietly changed or erased.
How does it work, and how can a senior like me understand it? I’m not a technology expert and like many seniors, I sometimes find digital terms confusing. But this is how I have come to understand it.
Blockchain and similar systems can be thought of as a shared digital record book. Imagine a large notebook or spreadsheet that many computers keep a copy of at the same time. When a new entry is written, everyone’s copy is updated together. Each entry is linked to the one before it, forming a chain of records.
Because so many copies exist at once, no one person or government office can secretly change or erase an old entry. If someone tries, it would be obvious. This makes the record open for checking and very hard to tamper with. That kind of protection is exactly what recent corruption scandals have shown we badly need.
When this idea is applied to government finances, it means every step in how public money moves can be recorded permanently. From the moment Congress approves a budget, to when money is released, to when it is paid for a local project – everything leaves a clear trail. Payments for flood control projects, contractors, or building materials would show the date, the amount and which office approved it. Once written into the system, these records stay there. In simple terms, they are written in stone.
Likewise, this kind of digital record changes who gets to keep an eye on public money. It is no longer something only auditors or people inside government can see. Ordinary citizens like me, barangay leaders, journalists and community groups can all look at the same information. When spending details are clear and presented in the same format, it becomes easier to notice if prices are unusually high or if something does not add up. This also helps government offices work together better, instead of passing papers back and forth or keeping records in separate places.
Sen. Bam Aquino’s CADENA framework gives me hope – hope that I can still see better governance in my lifetime. I know it will take effort to put it in place. We will need better internet access, more training for government workers and updated laws that recognize digital records as official and trustworthy. Local governments and auditors will also need support to learn how to use these systems well. But to me, these are reasons to keep moving forward, not reasons to stop. Waiting for perfect conditions will only allow today’s problems to continue.
What is encouraging is the strong interest this idea has generated. Not because the technology is trendy, but because the problem it aims to solve – the misuse of public funds – is something we all understand too well.
I also see great promise in what this can mean for the younger generation, especially our tech?savvy Gen?Z. Many of them already use technology to study data, build apps, tell stories online and ask hard questions. With systems like CADENA, they won’t just be observers – they can help analyze spending, spot irregularities, build tools that make budget data easier to understand and most importantly, take part in shaping a more transparent government. This gives them a meaningful way to engage, not just complain and ultimately, to help protect public funds that will one day support their own families. This move looks like a way forward for a better future, especially for the younger generation.

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